Presenter: Luke Preson (Partner), Carter Newell

Presentation Summary

In 2023, the scope of the Unfair Contract Terms regime under the Australian Consumer Law was significantly expanded and, at the same time, extended to financial products including policies of insurance. With the 2025 Full Federal Court appeal judgment in ASIC v Auto & General Insurance Company Limited, the impact on insurers and brokers is becoming clearer.

Learning Objectives

• Understand the expanded legislative framework
• Analyse the implications for insurance policies
• Assess the application to construction contracts
• Evaluate compliance, risk and mitigation strategies
• Reflect on commercial and regulatory impacts

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