Envision Legal

Website: https://www.envisionlegal.com.au
Address: c/- Omnia Lawyers 81 – 83 Campbell Street, Surry Hills  NSW 2010
Phone: 02 7242 2029
hello@envisionlegal.com.au
Instagram: @envisionlegal
LinkedIn: https://www.linkedin.com/company/envisionlegal

Envision Legal is a boutique commercial law firm delivering practical, fixed-fee legal services to SMEs, underwriting agencies, and insurance industry participants. Our lawyers bring over 10 years of experience gained at some of Australia’s largest insurers, brokers, and MGAs — so we understand the industry from the inside.

Our specialisations include commercial law, insurance disputes, general insurance, and regulatory compliance management. Whether you need assistance navigating a complex insurance dispute, managing regulatory and compliance obligations, or protecting your business interests through solid commercial agreements, we provide direct access to a senior lawyer — fast.

We believe every UAC member should have access to quality legal advice that is practical, commercially minded, and delivered at a fair price. As a tech-enabled firm, we work efficiently and pass those benefits on to our clients.

Commercial & Corporate Law

From day-to-day commercial agreements to complex corporate transactions, we handle the full spectrum of business legal work — practically and efficiently.

— Shareholder agreements and joint venture structures — Commercial contracts, NDAs, and confidentiality agreements — Service agreements, supply contracts, and terms of trade — Business sales and acquisitions, including due diligence and transaction documentation — Legal due diligence and transaction structuring — Corporate restructures and post-transaction integration

Insurance & Binder Agreements

We draft and negotiate the agreements that underpin how agencies operate and distribute risk.

— Binder and delegated underwriting authority agreements — Claims handling agreements and authorisations — Coverholder arrangements and Lloyd’s-related documentation — Review of roles and responsibilities between insurers, MGAs, and agents

Insurance Disputes & AFCA

When a claim is denied or a dispute escalates, we step in with experienced representation and practical strategy.

— Insurance claim disputes and coverage analysis — AFCA submissions, responses, and case management — Internal dispute resolution (IDR) framework design — Complaints handling policies aligned with RG 271

Regulatory & Compliance Advisory

We help underwriting agencies and AFSL holders stay compliant without drowning in complexity.

— AFSL applications, variations, and Responsible Manager requirements — Breach assessment and reporting (RG 78) — Independent compliance reviews and gap analyses — Ongoing compliance support and monitoring — AML/CTF program drafting, review, and AUSTRAC obligations — Privacy Act 1988, Australian Privacy Principles, and data breach response — Product governance, TMDs, distribution obligations, and DDO compliance — Conflicts of interest, whistleblower, and Modern Slavery policies — Compliance Plans and risk management frameworks

Consumer & Regulatory Documents

We prepare and maintain the documentation AFSL holders are required to keep current.

— Product Disclosure Statements (PDS) and Target Market Determinations (TMDs) — Website terms, disclaimers, and financial services guides — Policy and procedure suites for AFSL holders — Marketing and promotional material review

Technology & Commercial Agreements

As a tech-enabled firm ourselves, we understand the commercial realities of technology contracting.

— IT and software licensing agreements — SaaS, outsourcing, and procurement contracts — Service level agreements and vendor terms — Unfair contract terms compliance and review