Corporate Overhaul Legal Services

Website: www.corporateoverhaul.com.au 
Email: hello@corporateoverhaul.com
ABN: 52 639 082 358
Address: Level 29, 85 Castlereagh St, Sydney NSW 2000 Australia

At Corporate Overhaul Legal Services, we provide end-to-end legal and regulatory support tailored to underwriting agencies operating under an Australian Financial Services Licence (AFSL). Our services are designed to ensure full compliance with ASIC and APRA (as applicable) obligations, enhance operational resilience, and support strategic growth. Our services and expertise cover the following:

AFS Licensing & Regulatory Compliance

We guide underwriting agencies through the AFSL application process and ongoing compliance obligations under the Corporations Act 2001 and ASIC Regulatory Guides. Services include:

• AFSL applications and variations

• Responsible Manager training and CPD

• Breach assessment and reporting (RG 78)

• Independent compliance reviews

• Ongoing compliance support and monitoring

• Legal advice as required

Complaints Handling & AFCA Representation

We help agencies comply with ASIC’s RG 271 and AFCA requirements by:

• Designing internal dispute resolution (IDR) frameworks

• Drafting complaints handling policies

• Managing AFCA submissions and responses

• Training staff on complaint resolution best practices

Compliance Training & GRC System Implementation

We deliver tailored compliance training programs and set up Governance, Risk & Compliance (GRC) systems to streamline regulatory management:

• RG 105 organisational competence training

• AML/CTF, privacy, cyber resilience, and breach reporting modules

• Deployment of GRC platforms to manage policies, registers, audits, and risk assessments

• Ongoing training and CPD tracking for staff and Responsible Managers

Policy & Procedure Development

Our team draft and maintain all required policies and procedures for AFSL holders, including:

• Compliance Plans

• Risk management frameworks

• Conflicts of interest and whistleblower policies

• AML/CTF programs and privacy protocols

• Product governance and distribution obligations

• Modern Slavery obligations

• Representative Monitoring

• Human, System and Financial resources policies

Privacy & Data Governance

We advise on compliance with the Privacy Act 1988, Australian Privacy Principles (APPs), and Consumer Data Right (CDR), including:

• Privacy and consumer data right policies and data breach response plans

• Cybersecurity risk management aligned with ASIC enforcement priorities

• Credit reporting and open banking compliance

Anti-Money Laundering & Counter-Terrorism Financing

We support AML/CTF compliance under AUSTRAC obligations:

• Drafting and reviewing AML/CTF programs

• Independent AML reviews

• Suspicious matter reporting guidance

• Staff training and governance support

• Legal advice as required

Commercial Agreements & Vendor Contracts

We draft and negotiate all vendor and commercial agreements, including:

• IT and software licensing

• Outsourcing and procurement contracts

• Service level agreements

• Unfair contract terms compliance

Property & Leasing Advice

We provide legal support for property transactions and leasing arrangements:

• Commercial lease drafting and negotiation

• Property buying and selling

Corporate Transactions

We assist underwriting agencies with mergers, acquisitions, and restructures:

• Legal due diligence

• Transaction structuring and documentation

• Sale Agreements

• Shareholder agreements

• Post-transaction compliance integration

Binder & Claims Handling Agreements

We draft and review binder and claims handling agreements to ensure:

• Clear roles and responsibilities between insurers and agencies

• Compliance with AFSL claims handling authorisations

• Efficient claims management processes

Consumer-Facing Documents & Templates

We prepare and update all consumer-facing documentation required under AFSL obligations:

• Product Disclosure Statements (PDS)

• Target Market Determinations (TMDs)

• Product Terms and Conditions

• Website disclaimers and terms

• Marketing and promotional materials

Contact
Marjana Cvetanoska
Founder / CEO & Principal
+61 403 553 022
Marjana@corporateoverhaul.com