Professional Risk Underwriting Pty Ltd (ProRisk) is pleased to announce that today we have launched our new Association Liability Policy for small to medium sized Associations and Not for Profits (NFP).

ProRisk’s Association Liability Policy is suited to Australian based Associations and NFP with up to 500 employees, and a turnover of less than $25m. It’s competitively priced and is backed by the AA-security of Swiss Re Corporate Solutions. This policy can be found on ProRisk’s proprietary trading platform, ProBind, along with Sole Traders & Partnerships ML and ML for Private Companies & Cooperatives.

ProRisk’s Association Liability Policy is not a ‘one size fits all’ style of product – it’s modular in nature, allowing brokers to build a policy to suit their clients’ needs. Also, the flexibility and ease with which brokers can dial-up or dial-down limits and deductibles in real time, makes their life easier. Now that is a Win-Win as far as ProRisk is concerned.

As well as a single excess applying across all coverage sections – which is unique – plus flat deductibles, this policy includes:

  • Comprehensive commercial crime cover
  • Comprehensive statutory liability cover
  • Complimentary legal advice and contract reviews
  • A Whistle-blower Hotline

For full details of ProRisk’s Association Liability’s features and benefits visit

Associations and Not for Profits deserve first class coverage, according to Jaydon Burke-Douglas, ProRisk’s General Counsel and Head of Product. “This is why our Association Liability product combines the very best market leading features. It helps ensure the needs of this important segment of the economy are met”.

ProRisk’s policy isn’t like many others in the market, as Jaydon explains “It includes comprehensive commercial crime cover, not just fidelity cover like some other products. It also has unique value-added benefits, which provide important extras to policyholders from day one after buying a policy.”

Hamish McDonald Nye, ProRisk’s Executive Director, believes that this product is going to be a game changer for ProRisk. “What we’ve put together is an offering that is unique in the Association Liability market. Not only is the product extremely competitive, but it’s also incredibly easy to get a quote off ProBind, plus it’s backed by the security of Swiss Re Corporate Solutions, giving our brokers access to new AA- rated capacity – I’d call that a Tri-factor!”

Hamish believes broker education is critical in helping them provide the highest level of service to their clients. “We run regular webinars to really help brokers understand the detail of our products. We know that ML can be challenging for some brokers to sell. Our webinars are very well subscribed, sometimes oversubscribed! which tells us that there is a real need for the type of education we provide. I’d encourage any broker wanting to dig deeper, to hop on one of our webinars.”

Brokers interested in participating in first-hand training on ProRisk’s Association Liability should visit ProRisk’s Education Hub.

To celebrate the launch of Association Liability, ProRisk is running a competition. They’re giving away a SONOS Beam speaker to one lucky broker every month between now and 31 January 2021. All brokers need to do to enter is get a quote for Association Liability at

About ProRisk:
ProRisk has a proud history of innovation, product development, profitable underwriting, and growth over 17 years. ProRisk offers 21 products and is backed by Swiss Re Corporate Solutions and Lloyd’s capacity. ProRisk employs 32 staff in Melbourne, Sydney, and Brisbane. Annual gross written premium is over $64m and growing, which represents a 25.6% growth rate year on year.

For further information about ProRisk’s Association Liability product please contact,
Hamish McDonald Nye, ProRisk’s Executive Director,
M. 0423 634 922