Pen Underwriting has protected prestige policyholders’ homes and possessions for many years and understands the importance of a first-class product and service.
Pen’s Summit product is an accidental loss or damage policy offering full replacement cost limited to the sum insured and including worldwide liability cover up to $30 million (Canada and USA limited to 30 days).
Every policy is individually underwritten and provides enhanced coverage and benefits to ensure clients’ homes and possessions are comprehensively protected.
Minimum sums insured are building $800,000 and contents $200,000.
- Worldwide contents cover
- Cash settlement at clients’ option
- Jewellery sub-limit – $25K per item; $50K total
- Cash sub-limit – $5K
- Lock replacement – lost or stolen
- ID fraud up to $20K
- Vermin & insect damage – $20K per policy period
- Subsidence, heave and landslip – up to $200K
- Landscaping – $20K per tree up to $100K
- Relatives in care – $10K
- Veterinary/hospital costs for household pets – $10K per policy period
- Loss of rent up to 12 months
- Unoccupancy – 180 continuous days
- Building alterations after permanent disability up to $100K
- Specified valuables cover – worldwide, nil excess
- Newly acquired specified valuables cover.
Click here for more information and to contact Pen Underwriting’s underwriters.